Michele Dennis Appraiser is your FHA certified appraisal companyThe FHA maintains of approved appraisers for each state - Michele Dennis Appraiser is on the roster of approved appraisers for AZ. If you have an FHA-secured mortgage, be sure to hire Michele Dennis Appraiser, as we are approved and certified to handle FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Michele Dennis Appraiser is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Michele Dennis Appraiser if you need an appraisal done for an FHA-secured loan. An FHA loan is insured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending organizations with safety through mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are built to aid low-to-moderate income homebuyers help meet credit qualifications if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly useful to those buyers with less accumulated funding. |